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Debt Assistance News

Russia's Hottest Protest Song, Courtesy Of The Military Elite

An Internet hit is becoming the anthem for Russian protesters as they march against Vladimir Putin's rule. The musicians in the video aren't rock stars; they're veterans of the Russian army.

Egypt Sends Forty Three NGO Workers To Trial

Egyptian judges on Sun referred forty three NGO workers, including nineteen American people, to trial before a criminal court for allegedly being involved in banned activities and illegally receiving foreign funds.

Voting Their Own Way: ME's Extra-Long Caucuses

In the midst of a primary season where every state is trying to outdo the rest, ME is content to do caucuses its own way. The state's many small towns have long held individual caucuses any time between January and March, and the state GOP's efforts to reel them into a single week has had mixed success. Host Rachel Martin speaks with political writer Al Diamon.

Greece: Partial Agreement Reached With Creditors

The moment of truth has arrived for Greece. Sun the government must finally reach agreement on the terms of a $170-billion bailout from the so-called troika: the European Commission, the European Central Bank and the International Monetary Fund. John Psaropoulos reports from Athens.

Violence Rises In Syria As UN Falters

For nearly a year, Syria's government has sustained a violent crackdown against opposition protesters. The international community has struggled to agree on a unified response, and on Sat, the latest effort to bring pressure on Syria's leaders fell apart. Host Rachel Martin talks with NPR's Kelly McEvers, who is monitoring developments in Syria.

UN Ambassador Susan Rice Fumes At Syria Veto

The U.N. Security Council failed Sat to pass a resolution aimed at stopping the escalating violence in Syria. China and Russia vetoed the resolution despite days of high-level negotiations, including behind-the-scenes efforts by Secretary of State Hillary Clinton and the United States Ambassador to the U.N., Susan Rice. Host Rachel Martin talks with Rice, who says said the U.S. was disgusted by the double veto.

Curtain Rises On CO Caucuses

CO holds its Republican caucuses on Tues. Mitt Romney, Rick Santorum and Ron Paul have focused their attention there recently. The state will also be a key battleground in the general election contest. From Denver, Kirk Siegler of member station KUNC reports.

On Defense, Neither Super Bowl Team Wins

In football, defense wins championships, or so the saying goes. That hasn't been true recently. In fact, both teams in Sun's Super Bowl, the Giants and the Patriots, featured less-than-stout defenses through the season. NPR's Mike Pesca has some possible reasons why.

Support, Protest And Hiccups During The Nev. Caucus

Mitt Romney was the big winner in Sat's NV caucus, leaving runner-up Newt Gingrich in the dust. Organizers said tens of thousands of people participated in the West's first presidential contest of the year, and some of them were still taking part late into the night. NPR's Carrie Kahn reports.

Worshipers Kicked Out Of N.Y. School On Principle

For years, small churches have been meeting in NY City's public schools. One church, Grace Fellowship, has been gathering at PS-150 in Queens since 2006. In 1 week, though, they'll be evicted. Freedom for a church to take over a school and convert it to a house of worship is not what our Constitution stands for, says a civil liberties proponent.

Debt Settlement & Debt Negotiation Programs

Debt Settlement is often referred to as Debt Negotiation, but they are in fact the same program. A Debt Settlement (Debt Negotiation) Program in a nut shell, is the process of you make monthly payments into a trust account until enough funds have been saved to settle with one creditor, then our we negotiate with your creditors to settle your debt for less than the full amount you owe. Then the process repeats its self until all the the creditors have been repaid.

The first step in a Debt Settlement Program involves you compiling a list of all your creditors and the amounts owed to each of them. The next step in a Debt Settlement Program involves you and your credit counselor completing a budget worksheet. Your total income and expenditures (mortgage or rent payments, car payments, cost of living expenses, etc.) are all totaled together. Then you and your credit counselor determine the maximum amount of money you have available for debt repayment. In next step of a Debt Settlement Program we will negotiate with your creditors to to reach settlements for less than the balance you currently owe. Your creditors are willing to settle for such a small amount because they know if you file for bankruptcy they will collect nothing. It will usually take 3 to 6 months to negotiate the first settlement. In a Debt Settlement Program all of your accounts will usually be settled in in 12 to 36 months. The finally step of a Debt Settlement Program is for you to make all the required payments agreed to under the program. Debt Settlement Programs are more flexible than other debt relief programs and a late or missed payment will not result in you loosing the program. However it will take you longer to eliminate your debt and a good faith effort on your part is necessary. It is important for you to understand that participating in a Debt Settlement Program will still impact your credit score, but once you complete the program your balances on all account in the program will show a $0 balance and you can begin the process of rebuilding your credit.

What you should know before you hire a Debt Settlement Company:

How do they charge their fees?

Most Debt Settlement Companies charge 15% of your total debt as a fee and they collect those fees upfront. Because they charge their fees upfront most of what you pay into their program for the first 12 to 18 months is taken by them in fees. This gives you almost no chance of completing the program and there is no incentive for them to do their job. In our Debt Settlement Program you pay a small enrollment fee to go on the program, then the bulk of our fee is based on the amount forgiven by your creditors, in other words the amount we save you. We only collect the fee once a settlement has been reached. This allows you to start saving for settlements right away and allows you to get out of debt much faster.

Not all Debt Settlement Companies are the same. If you are to the point where you owe thousands of dollars in unsecured debt and you can no longer afford your payments, you may want to turn to our Debt Settlement Program for relief.

To find out if our Debt Settlement Program is right for you, fill out the form below for your free information, or call one of our certified credit counselors toll free 888-894-0777.

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