its not for myself. i am helping my mother in law. shes trying to declare bankruptcy because she cant keep up with all the loans shes made over the years. she went to a lawyer and the lawyer wants her to have a document stating all the loans that shes currently in the process of trying to pay off. Problem? She doesnt even know how many loans she needs to pay off…shes messy and her letters and documents are scattered all over the house (yeah i know….i got a headache trying to find em all today and i have no idea how a human could have dug themselves in a hole this deep), in total i would estimate she owes like 77,000 dollars~ Bottom line is, unless we know what exactly she owes the lawyer wount help her. Is there any type of website where she can type in her social and all her debts and loans and watnot would pop up?????? I pray that there is such a site because itd be a lifesaver, thank you.
Yes, get her credit report from http://www.annualcreditreport.com, the government mandated site set up to provide free copies.
Getting all three of her credit reports should show her any debts she have that are behind in payments, but if there’s any recent ones they may not be listed. She *absolutely* needs to go through her entire house and find all these documents: time for a major spring cleaning! if she wants to become more financially responsible she needs to start by taking responsibility of keeping her paperwork for her finances in order in the future.
If she forgets any debts they will not be discharged in the bankruptcy. If she finds the paperwork for a $1000 loan, that paper is worth $1000 – so she should be absolutely motivated to find all the paperwork.
No, there isn’t a simple site you can type in your SIN and find everything, but getting your 3 credit reports is a start. Ask the lawyer – he should have more tips.
It surprises me that he didn’t suggest that she get a copy of her credit report. l am even more surprised that he didn’t offer to do the work for her..for a charge. That is how they make their money.
My advice; Get a credit report. Start watching her incoming mail. The end of year is coming & most places will send a bill going into tax season. You should be able to find most of what she owes this way There are credit services that will do this for you, but it will cost you.
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Recommeneded websites…
[...]Here are some of the sites we recommend for our visitors[...]……
Websites worth visiting…
[...]here are some links to sites that we link to because we think they are worth visiting[...]……
Blogs ou should be reading…
[...]Here is a Great Blog You Might Find Interesting that we Encourage You[...]……
You should check this out…
[...] Wonderful story, reckoned we could combine a few unrelated data, nevertheless really worth taking a look, whoa did one learn about Mid East has got more problerms as well [...]……
Informative and precise…
Its hard to find informative and precise info but here I noted…
Online Article……
[...]The information mentioned in the article are some of the best available [...]……
Gems form the internet…
[...]very few websites that happen to be detailed below, from our point of view are undoubtedly well worth checking out[...]……
Tumblr article…
I saw someone writing about this on Tumblr and it linked to…
Digg this…
While checking out DIGG yesterday I found this…
Sites we Like……
[...] Every once in a while we choose blogs that we read. Listed below are the latest sites that we choose [...]……
Sources…
[...]check below, are some totally unrelated websites to ours, however, they are most trustworthy sources that we use[...]……
Yahoo results…
While browsing Yahoo I discovered this page in the results and I didn’t think it fit…
Read was interesting, stay in touch……
[...]please visit the sites we follow, including this one, as it represents our picks from the web[...]……
Superb website…
[...]always a big fan of linking to bloggers that I love but don’t get a lot of link love from[...]……