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Recent Questions

My wife is getting us in debt. What can I do?

April 23, 2014 at 5:46 am

My wife keeps getting loans, she has maxed out 3 credit cards, she filed bankruptcy once years ago because she had done this same thing. She has student loan debt, she has taken a title loan out on our only vehicle and has overdrawn her account by hu…

Will paying off debt help my credit score?

April 17, 2014 at 9:39 pm

The question explains it all. I’m not in serious debt it’s roughly about $1,200 . If I pay it all off will it improve my credit score? Or will it remain the same. If you’d like to know it is mostly medical bills & I think a cable bill if that helps. …

How do I handle debt collectors?

April 16, 2014 at 10:10 pm

I am in serious debt. There is only so much money to go around. I am not a partying person who has lived high off the hog. I have used credit card payments to pay my heating and utility bills. My former employer fought with the state claiming that I …

Car Accident Debt?

April 15, 2014 at 3:41 am

In June of 2013 my fiance was in a car accident that was deemed his fault. At the time, he only had state minimum coverage. Since then we’ve both put full coverage on our vehicles, as we’ve seen the cons of a lesser monthly payment. Due the amount…

I filed bankruptcy but the IRS still took my money?

April 12, 2014 at 5:12 pm

I just filed a Chapter 7 bankruptcy and it went through completely and everyone (I owed) were notified. Some even sent letters confirming their knowledge of my filing Ch 7 which means they know to back off. Well the IRS was also on the list and when …