Horizon Debt Group, LLC 888-894-0777

 Debt Assistance Horizon Debt Group

Why Choose Us?

 Debt Assistance Horizon Debt Group, Why Choose Us?

No Up Front Fees!

 Debt Assistance Horizon Debt Group, Attorney Based Program!

We Have an A - BBB Rating!

 Debt Assistance Horizon Debt Group, Why Choose Us?

We Offer a True Attorney Based Program With Law Offices in 48 States!

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We Are Members of the National Association of Certified Credit Counselors!

 Debt Assistance Members NACCC

We Care About You!

 Debt Assistance Horizon Debt Group, We Care About You!

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Debt Assistance News

'Battling Was Won': Romney Gets Boost In Florida

After his second-place finish in the SC primary, Mitt Romney arrived in FL armed with money and organization. With 3 days until the primary, Romney's recent debate performances and an endorsement from Puerto Rico's governor are part of his campaign's growing momentum.

Mexican Community Takes Taboo Stance On Guns

In Mexico, where criminals are armed to the teeth with high-powered weapons, it may come as a surprise that the country has some of the most restrictive gun laws in the world. One community has begun to ask if it's time to make guns easier to obtain legally so they can defend themselves.

Deception Diet: How Optical Illusions Can Trick Your Appetite

Everything from the size of your plate to the color of your food may be telling you to eat more than you actually need. The good news is you can use psychology to your advantage, if you learn a few tricks of the trade.

Why New Photo ID Laws Mean Some Will not Vote

Most American people use photo IDs daily. And their driver's license — perhaps the most common form of government-issued photo Idaho — has become indispensable. So what's the big deal about brand new laws requiring a government-issued picture Idaho to vote? Some who have always voted, but can't in 2012, explain.

The Smart Politician's Guide To Avoiding Scandal

If you're a politician, you do not have to engage in any kind of wild or outlandish behavior to become the talk of the Internet and cable news. To spare politicians further embarrassment, we have prepared this list of do's and, mainly, don'ts.

Azarenka Routs Sharapova To Win Australian Open

Victoria Azarenka took over the women's No. one ranking in her first Grand Slam final. She became only the third woman to earn the No. one spot after winning her first Grand Slam title.

Official: Sudan To Sign Oil Deal With South

Sudan will immediately release loaded oil tankers it has detained in its port and wants to end a dispute over payments for oil with its neighbor South Sudan, a Sudanese official says. Landlocked South Sudan began halting oil production last week.

British Law enforcement: Five Arrests In Tabloid Bribery Case

British law enforcement searched the offices of Rupert Murdoch's British newspapers Sat after arresting a law enforcement officer and 4 current and former staff of his tabloid The Sun as part of an investigation into law enforcement bribery by journalists.

Kevin White, Boston Mayor In Turbulent '70s, Dies

The former mayor was credited with putting the city on a path to prosperity. White also saw the city through court-ordered busing to desegregate public schools, but he ended his four-term tenure in 1983 under a cloud of ethics suspicions. White passed away Fri in his home. He was 82.

BP Emails Reveal Early Knowledge Disaster's Potential

The day the Deepwater Horizon sank in the Gulf of Mexico, officials warned in an internal email string that if the well was not protected by the blow-out preventer, crude oil could burst into the gulf at a rate of 3.4 million gallons a day — a much higher rate than the government's final estimate.


Debt Assistance

Horizon Debt Group, LLC is a credit and debt assistance firm that has helped many consumers overcome their unique financial challenges. We invite you to take advantage of the many resources our Debt Assistance Services has to offer starting with a free consultation with a Certified Credit Counselor.

We have partnered with a true national law firm. Our partners have law offices in all fifty states. Our professionals are dedicated to helping our clients resolve their debt problems. We provide Debt Assistance Services nationwide and we have a professional alliance with many of the nation’s most reputable Debt Assistance Companies to assist our clients as advocates for their rights.

For years large corporate law firms have helped business clients solve their debt issues by negotiating “financial workouts” with their creditors allowing them to stay in business and work through difficult financial times. Horizon Debt Group, LLC and our preferred partners have created a cutting edge Debt Assistance Program to provide our clients with these same types of services allowing you and your family to focus on more important issues in your life. Like a security blanket, our partners provide all the law-related services you need to resolve your debt.

Many Debt Assistance Companies promise results and advertise exceptional settlements as commonplace. Horizon Debt Group Debt Assistance is different. We have partnered with experienced attorneys and trained legal advocates. This is our guarantee to you: If we do not reduce your debt by at least 35% of what you owe, we will refund your fees for settling that particular debt and still resolve the debt on your behalf.

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Debt Assistance Programs

Are calls from the bill collectors becoming more frequent?

Are you unable to make your minimum payments?

Do you feel like you are never going to be out of debt?

If your answer was yes to any one of these questions, you should consider using a Debt Assistance Program to help. Debt Assistance Programs are sometimes referred to as Debt Relief Programs and Debt Reduction Programs. They all refer to a couple of Debt Assistance Programs available to consumers. Here is a brief explanation of the Debt Assistance Programs available to you:

Debt Consolidation (sometimes referred to as Debt Management) is one Debt Assistance Program available. With a Debt Management Program the debt assistance company negotiates with the companies you have accounts with to lower your interest rates and combine all your payments into one. In a Debt Management Program your monthly payment will be less than your monthly minimum payments combined. In a Debt Management Program You will pay off your debt faster than if you continue to make the monthly minimum payments. For more information on Debt Management click here.

Debt Settlement (sometimes referred to as Debt Negotiation) is another Debt Assistance Program available. In a Debt Negotiation Program the debt assistance company will negotiate with the companies you have accounts with to settle your debt for less than you owe. The creditors will settle for so little because they know if you file for bankruptcy they will not collect anything. In a Debt Negotiation Program your monthly payment will be significantly less than your monthly minimum payments combined. Normally about half. In a Debt Negotiation Program can will be debt free in 12 to 36 months. For more information on Debt Negotiation click here.

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Personal Bankruptcy

There are many reasons why a person might fall significantly behind in paying the bills and continue to fall further and further behind until the debt load far outweighs any income and the possibility of catching up is further and further away. When a job loss, illness or injury results in the loss of significant income, paying the bills becomes impossible to accomplish, much less catching up late payments. This results in the finances getting further and further behind. In some cases personal bankruptcy may be the best course of action.

While personal bankruptcy is not as common as business bankruptcy, it is an option for those struggling to get the bills paid and make ends meet. Even though many people consider it embarrassing and terrible, bankruptcy is not the end of the world. Done right, filing personal bankruptcy can be a change to start fresh. By definition, bankruptcy is a lenient process that allows a person buried in what looks like hopeless debt to break free and start anew. It is important to ensure a complete understanding of what bankruptcy means, how the process unfolds and the results that follow.

In this day and age of unpredictable economic times with many people out of work or working jobs that do not bring in enough income to pay the bills and take care of the family needs, avenues such as debt relief and bankruptcy are being explored more and more. The goal of bankruptcy is to freeze debt and allow the person to reset their finances, so to speak. The crippling worries of how to deal with creditors at the door and worries about losing home and security can be put to rest, as bankruptcy proceedings will call for a cease in the creditor’s pursuits.

Bankruptcy is not a course of action to get out of paying ones rightfully accrued bills and debts, but a rescue action when income has been severely compromised or lost or the economy has turned and negatively affected the family finances somehow. When done properly, with a qualified bankruptcy attorney, filing for personal bankruptcy can help a family restart their finances and move forward with a fresh slate. Some people consider bankruptcy to be an unfair reneging on debts. This is not the case in most situations. When there is a true need for financial rescue, bankruptcy is a valid and workable course of action.

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